Terms & Conditions

PLEASE BE AWARE THAT, IF YOU SUBSCRIBE TO THE SERVICES FOR A MONTHLY TERM, THEN THE TERM WILL BE AUTOMATICALLY RENEWED FOR ADDITIONAL MONTHLY PERIODS OF THE SAME DURATION AT COMPANY’S THEN-CURRENT FEE FOR SUCH SERVICES UNLESS YOU OPT OUT OF THE AUTO-RENEWAL OR DECLINE TO RENEW YOUR SUBSCRIPTION IN ACCORDANCE WITH THE FEES AND PAYMENT TERMS (AS DESCRIBED IN SECTION 7 BELOW).

 

PLEASE BE AWARE THAT SECTION 15 (DISPUTE RESOLUTION) OF THIS AGREEMENT, BELOW, CONTAINS PROVISIONS GOVERNING HOW DISPUTES THAT YOU AND WE HAVE AGAINST EACH OTHER ARE RESOLVED, INCLUDING, WITHOUT LIMITATION, ANY DISPUTES THAT AROSE OR WERE ASSERTED PRIOR TO THE EFFECTIVE DATE OF THIS AGREEMENT. IN PARTICULAR, IT CONTAINS AN ARBITRATION AGREEMENT WHICH WILL, WITH LIMITED EXCEPTIONS, REQUIRE DISPUTES BETWEEN US TO BE SUBMITTED TO BINDING AND FINAL ARBITRATION. UNLESS YOU OPT OUT OF THE ARBITRATION AGREEMENT: (1) YOU WILL ONLY BE PERMITTED TO PURSUE DISPUTES OR CLAIMS AND SEEK RELIEF AGAINST US ON AN INDIVIDUAL BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING; AND (2) YOU ARE WAIVING YOUR RIGHT TO PURSUE DISPUTES OR CLAIMS AND SEEK RELIEF IN A COURT OF LAW AND TO HAVE A JURY TRIAL.

 

PLEASE BE AWARE THAT SECTION 1.4 (STOCKLIFT COMMUNICATIONS) OF THIS AGREEMENT, BELOW, CONTAINS YOUR OPT-IN CONSENT TO RECEIVE COMMUNICATIONS FROM US, INCLUDING VIA E-MAIL, TEXT MESSAGE, CALLS AND PUSH NOTIFICATION.

 

PLEASE BE AWARE THAT STOCKLIFT IS A SOCIAL INVESTING PLATFORM HELPING TO CREATE MORE ENGAGED AND INFORMED INVESTORS AND IS PROVIDED FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY. STOCKLIFT DOES NOT COLLECT ANY FUNDS, EXECUTE ANY TRANSACTIONS, PROVIDE ANY INVESTMENT ADVICE, OR OTHERWISE ACT AS A BROKER-DEALER, INVESTMENT ADVISER, MONEY TRANSMITTER, MONEY SERVICES BUSINESS, BANK ACCOUNT, BROKERAGE ACCOUNT, OR OTHER FINANCIAL ACCOUNT. STOCKLIFT IS IN NO WAY YOUR AGENT, ADVISOR, OR CUSTODIAN, AND WE DO NOT HAVE A FIDUCIARY RELATIONSHIP OR OBLIGATION TO YOU REGARDING ANY OTHER DECISIONS OR ACTIVITIES THAT YOU EFFECT WHEN USING OUR SERVICES. STOCKLIFT MERELY PROVIDES A SOCIAL COMMUNICATION PLATFORM AND, IF APPLICABLE, PROVIDES A FACILITY FOR YOU TO COMMUNICATE WITH THIRD-PARTY BROKER-DEALERS THAT COMPLETE TRANSACTIONS (DEFINED BELOW) ON YOUR BEHALF. WE ARE NOT RESPONSIBLE FOR ANY ACTIVITIES THAT YOU ENGAGE IN WHEN USING YOUR BROKERAGE ACCOUNT, AND YOU SHOULD UNDERSTAND THE RISKS ASSOCIATED WITH ONLINE INVESTING AND TRADING. UNLESS EXPLICITLY PROVIDED IN WRITING, WE DO NOT RECOMMEND, ENDORSE, OR OTHERWISE TAKE A POSITION ON YOUR USE OF THESE SERVICES.

 

The Services allow you to chat with friends about your portfolio, build group chats, discover new investing communities, connect with financial advisors, and gain insights on your portfolio breakdown and performance. The purpose of the Platform is to allow Registered Users (defined below) to share their Investment activity with other Registered Users in direct messages, groups, and channels. As a Registered User of the StockLift Services, you will be able to (i) create and join groups for exchanging investment ideas with other Registered Users, (ii) connect with registered financial advisors, (iii) track and manage your purchases and sales of securities, commodities, and futures (collectively, “Investments”), (iv) sign up for and receive alerts when other Registered Users post User Content (as defined below), and (v) share your Investment information and post commentary and other Content (as defined below).

 

Your use of, and participation in, certain Services may be subject to additional terms, policies, and guidelines (“Supplemental Terms”) and such Supplemental Terms will either be listed in these Terms of Use or will be presented to you for your acceptance when you sign up to use the supplemental Service. If these Terms of Use are inconsistent with the Supplemental Terms, the Supplemental Terms shall control with respect to such Service. The Terms of Use and any applicable Supplemental Terms are referred to herein as the “Agreement.”

 

PLEASE NOTE THAT THE AGREEMENT IS SUBJECT TO CHANGE BY STOCKLIFT IN ITS SOLE DISCRETION AT ANY TIME. When changes are made, StockLift will make a new copy of the Agreement available within the Application and/or Services and any new Supplemental Terms will be made available as legally required (for example, by emailing you, or by posting an update on the Services). We will also update the “Last Updated” date at the top of the Terms of Use Agreement. StockLift may require you to provide consent to the updated Agreement in a specified manner before further use of the Services is permitted. If you do not agree to any change(s) after receiving a notice of such change(s), you shall stop using the Services. Otherwise, your continued use of the Services constitutes your acceptance of such change(s).

Use of Services

The Services, including StockLift’s content, innovations or its other proprietary elements made available on and through them may be protected by copyright, patent, trademark and other intellectual property laws throughout the world.

 

Application License. Subject to your compliance with the Agreement, StockLift grants you a limited non-exclusive, non-transferable, non-sublicensable, revocable license to download, install and use a copy of the Application on a single computing device that you own or control and to run such copy of the Application solely for your own personal purposes. Furthermore, with respect to any Application accessed through or downloaded from the Apple App Store (an “App Store Sourced Application”), you will only use the App Store Sourced Application (a) on an Apple-branded product that runs the iOS (Apple’s proprietary operating system) and (b) as permitted by the “Usage Rules” set forth in the Apple App Store Terms of Service. Notwithstanding the first sentence in this section, with respect to any Application accessed through or downloaded from the Google Play store (a “Google Play Sourced Application”), you may have additional license rights with respect to use of the Application on a shared basis within your designated family group.

 

Updates. You understand that the Services are evolving. As a result, StockLift may require you to accept updates to the Services that you have installed on your device. You acknowledge and agree that StockLift may update the Services with or without notifying you. You may need to update third-party software from time to time in order to use Services. In addition, you acknowledge and agree that StockLift may offer additional Services and product features, or add, change, or discontinue StockLift’s existing Services and product features at any time and in any region, with or without notice to you. If you are dissatisfied, your sole remedy is to stop using the Services or the affected feature.

 

Certain Restrictions. The rights granted to you in the Agreement are subject to the following restrictions: (a) you shall not license, sell, rent, lease, transfer, assign, reproduce, distribute, host or otherwise commercially exploit Services; (b) you shall not frame or utilize framing techniques to enclose any trademark, logo, or other content, images, text, page layout or form of StockLift; (c) you shall not use any metatags or other “hidden text” using StockLift’s name or trademarks; (d) you shall not modify, translate, adapt, merge, make derivative works of, disassemble, decompile, reverse compile or reverse engineer any part of elements of the Services except to the extent the foregoing restrictions are expressly prohibited by applicable law; (e) you shall not use any manual or automated software, devices or other processes (including but not limited to spiders, robots, scrapers, crawlers, avatars, data mining tools or the like) to “scrape” or download data from the Services (except that we grant the operators of public search engines revocable permission to use spiders to copy materials from the Services for the sole purpose of and solely to the extent necessary for creating publicly available searchable indices of the materials, but not caches or archives of such materials); (f) except as expressly stated herein, no part of the Services may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means; (g) you shall comply with all applicable laws and regulations in relation to this Agreement and any Transaction, and you shall not use the Services for the purposes of insider trading, market manipulation, front-running or any other form of fraud or market abuse; and (h) you shall not remove or destroy any copyright notices or other proprietary markings contained on or in the Services. Any future release, update or other addition to the Services shall be subject to the Agreement. StockLift, its suppliers and service providers reserve all rights not granted in the Agreement. Any unauthorized use of any Services terminates the licenses granted by StockLift pursuant to the Agreement.

 

StockLift Communications. By entering into this Agreement or using the Services, you agree to receive communications from us, including via e-mail, text message, calls, and push notifications. You agree that texts, calls or prerecorded messages may be generated by automatic telephone dialing systems. Communications from us and our affiliated companies may include but are not limited to: operational communications concerning your Account or the use of the Services, updates concerning new and existing features on the Services, communications concerning promotions run by us or our third-party partners, and news concerning the StockLift and industry developments. Standard text messaging charges applied by your cell phone carrier will apply to text messages that we send. IF YOU WISH TO OPT OUT OF PROMOTIONAL EMAILS, YOU CAN UNSUBSCRIBE FROM OUR PROMOTIONAL EMAIL LIST BY FOLLOWING THE UNSUBSCRIBE OPTIONS IN THE PROMOTIONAL EMAIL ITSELF. IF YOU WISH TO OPT OUT OF ALL TEXTS OR CALLS FROM US (INCLUDING OPERATIONAL OR TRANSACTIONAL TEXTS OR CALLS), YOU CAN TEXT THE WORD “STOPALL” FROM THE MOBILE DEVICE RECEIVING THE MESSAGES. YOU ACKNOWLEDGE THAT YOU ARE NOT REQUIRED TO CONSENT TO RECEIVE PROMOTIONAL TEXTS OR CALLS AS A CONDITION OF USING THE SERVICES. HOWEVER, YOU ACKNOWLEDGE THAT OPTING OUT OF RECEIVING ALL TEXTS MAY IMPACT YOUR USE OF THE SERVICES.

 

Registering Your Account. In order to access certain features of the Services you are required to become a Registered User. For purposes of the Agreement, a “Registered User” is a user who registered for an account on the Services (“Account”) or has a valid account on the social networking service (“SNS”) through which the user has connected to the Services (each such account, a “Third-Party Account”). StockLift is under no obligation to accept any individual as a Registered User and may accept or reject any registration in our sole and complete discretion at any time, including after initial acceptance of the registration.

 

Eligibility. You may use our Services only if you can legally form a binding contract with StockLift, and only in compliance with this Agreement and all applicable laws. You can’t use the Services if (1) you are a child for whom consent is required to fully use the Services (e.g., as is the case if you are under 13 pursuant to COPPA); (2) you are a registered sex offender in any jurisdiction or are otherwise subject to applicable law, order or legal action barring you from using or accessing an online service that permits use by minor children; (3) we previously disabled your Account for violations of these Terms of Use or other of our Supplemental Terms or policies; (4) our Services are not directed to your geographic territory; or (5) you are otherwise prohibited by applicable laws from accessing or receiving our Services. We reserve the right to refuse registration for, access to, or use of our Services by any person or household at any time and for any reason.

 

Access Through a SNS. If you access the Services through a SNS as part, you may link your Account with Third-Party Accounts, by allowing StockLift to access your Third-Party Account (particularly third-party brokerage accounts), as is permitted under the applicable terms and conditions that govern your use of each Third-Party Account. You represent that you are entitled to disclose your Third-Party Account login information to StockLift and/or grant StockLift access to your Third-Party Account (including, but not limited to, for use for the purposes described herein) without breach by you of any of the terms and conditions that govern your use of the applicable Third-Party Account and without obligating StockLift to pay any fees or making StockLift subject to any usage limitations imposed by such third-party service providers. By granting StockLift access to any Third-Party Accounts, you understand that StockLift may access, make available and store (if applicable) any information, data, text, software, music, sound, photographs, graphics, video, messages, tags and/or other materials accessible through the Services (collectively, “Content”) that you have provided to and stored in your Third-Party Account (“SNS Content”) so that it is available on and through the Services via your Account. Unless otherwise specified in the Agreement, all SNS Content shall be considered to be Your Content (as defined in Section 3.1 (Types of Content)) for all purposes of the Agreement. Depending on the Third-Party Accounts you choose and subject to the privacy settings that you have set in such Third-Party Accounts, personally identifiable information that you post to your Third-Party Accounts may be available on and through your Account on the Services. Please note that if a Third-Party Account or associated service becomes unavailable, or StockLift’s access to such Third-Party Account is terminated by the third-party service provider, then SNS Content will no longer be available on and through the Services. You have the ability to disable the connection between your Account and your Third-Party Accounts at any time by accessing the “Settings” section of the Website. PLEASE NOTE THAT YOUR RELATIONSHIP WITH THE THIRD-PARTY SERVICE PROVIDERS ASSOCIATED WITH YOUR THIRD-PARTY ACCOUNTS IS GOVERNED SOLELY BY YOUR AGREEMENT(S) WITH SUCH THIRD-PARTY SERVICE PROVIDERS, AND STOCKLIFT DISCLAIMS ANY LIABILITY FOR PERSONALLY IDENTIFIABLE INFORMATION OR DATA THAT MAY BE PROVIDED TO IT BY SUCH THIRD-PARTY SERVICE PROVIDERS IN VIOLATION OF THE PRIVACY SETTINGS THAT YOU HAVE SET IN SUCH THIRD-PARTY ACCOUNTS. StockLift makes no effort to review any SNS Content for any purpose, including but not limited to, for accuracy, legality or noninfringement, and StockLift is not responsible for any SNS Content.

 

Registration Data. In registering an account on the Services, you agree to (a) provide true, accurate, current and complete information about yourself as prompted by the registration form (the “Registration Data”); and (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete. You agree that you shall monitor your Account to restrict use by minors, and you will accept full responsibility for any unauthorized use of the Services by minors. You may not share your Account information (including your password) with anyone, and you agree to (y) notify StockLift immediately of any unauthorized use of your password or any other breach of security; and (z) exit from your Account at the end of each session. If you provide any information that is untrue, inaccurate, not current or incomplete, or StockLift has reasonable grounds to suspect that any information you provide is untrue, inaccurate, not current or incomplete, StockLift has the right to suspend or terminate your Account and refuse any and all current or future use of the Services (or any portion thereof). You agree not to create an Account using a false identity or information, or on behalf of someone other than yourself. StockLift reserves the right to remove or reclaim any usernames at any time and for any reason, including but not limited to, claims by a third party that a username violates the third party’s rights. You agree not to create an Account or use the Services if you have been previously removed by StockLift, or if you have been previously banned from any of the Services.

 

Your StockLift Account. Notwithstanding anything to the contrary herein, you acknowledge and agree that you shall have no ownership or other property interest in your Account, and you further acknowledge and agree that all rights in and to your Account are and shall forever be owned by and inure to the benefit of StockLift.

 

Brokerage Accounts. The Platform allows Registered Users to access data held with participating third-party broker-dealers, including retrieving holdings data and information from the linked account. In order to access and use these features of the Services, Registered Users must open and maintain an account with a participating third-party broker-dealer (a “Brokerage Account”). Your Brokerage Account is subject to a separate agreement directly between you and the applicable third-party broker-dealer. You cannot create a Brokerage Account using the Services. You hereby authorize StockLift to receive and/or access any and all information from your Brokerage Account necessary for StockLift to provide the functionality of the Services. Acceptance and execution of any purchases or sales of shares is in the sole control and discretion of your Brokerage Account. We are not a party to any securities transaction (“Transaction”) performed through the third-party broker-dealer. All orders are executed by your third-party broker-dealer in your Brokerage Account, and StockLift is not responsible for the order routing or execution of any Transaction. Any official confirmations of such Transactions will be issued solely by the user’s broker-dealer. You represent that you are entitled to grant StockLift access to your Brokerage Account (including, but not limited to, for use for the purposes described herein) without breach by you of any of the terms and conditions that govern your use of the Brokerage Account. By granting StockLift access to your Brokerage Account, you understand that StockLift may access and make available and store (if applicable) Content or personal financial data that you have provided to and stored in your Brokerage Account, as applicable (collectively, the “Brokerage Account Content”), so that it is available on and through the Services via your Brokerage Account, or, if the Broker Account Content is anonymized and aggregated, it may be sold to a third-party by StockLift at StockLift’s sole discretion. Please note that if a Brokerage Account or associated service becomes unavailable, or StockLift’s access to such Brokerage Account is terminated by the third-party service provider, then Brokerage Account Content will no longer be available on and through the Services, and the applicable functionality of the Services may cease. Unless otherwise specified in the Agreement, all Brokerage Account Content shall be considered to be Your Content for all purposes of the Agreement. You acknowledge that personally identifiable information and financial data that you post to your Brokerage Accounts may be available on and through the Services. You have the ability to disable the connection between the Services and your Brokerage Account at any time by disconnecting your Brokerage Account through the Services. PLEASE NOTE THAT YOUR RELATIONSHIP WITH THE THIRD-PARTY SERVICE PROVIDERS ASSOCIATED WITH YOUR BROKERAGE ACCOUNTS IS GOVERNED SOLELY BY YOUR AGREEMENT(S) WITH SUCH THIRD-PARTY SERVICE PROVIDERS, AND STOCKLIFT DISCLAIMS ANY LIABILITY FOR PERSONALLY IDENTIFIABLE OR PERSONAL FINANCIAL INFORMATION THAT MAY BE PROVIDED TO IT BY SUCH THIRD-PARTY SERVICE PROVIDERS IN VIOLATION OF THE PRIVACY SETTINGS THAT YOU HAVE SET IN SUCH BROKERAGE ACCOUNTS. StockLift makes no effort to review any Brokerage Account Content for any purpose, including but not limited to, for accuracy, legality or noninfringement, and StockLift is not responsible for any Brokerage Account Content.

 

Social Media. The Platform allows Registered Users to post, comment on, and interact with social media content in the form of text, photos, and videos (collectively referred to as “Social Media Content”). StockLift reserves the right to aggregate and sell data regarding Social Media Content on the Platform, such as, but not limited to, the trends, securities and topics being discussed on the Platform to a third-party at the sole discretion of StockLift at any time.

 

Necessary Equipment and Software. You must provide all equipment and software necessary to access the Services. You are solely responsible for any fees, including Internet connection or mobile fees, that you incur when accessing the Services. You will be responsible for keeping your hardware devices, including your phone, secure and for any activity associated with such devices and your Brokerage Account when using our Services. StockLift will not be responsible if someone else accesses your devices and authorizes a Transaction upon receipt of a valid transfer initiated from the Services.

Responsibility for Content

Types of Content. You acknowledge that all Content is the sole responsibility of the party from whom such Content originated. This means that you, and not StockLift, are entirely responsible for all Content that you upload, post, e-mail, transmit or otherwise make available (“Make Available”) to, on, or through the Services (“Your Content”), and that you and other Registered Users of the Services, and not StockLift, are similarly responsible for all Content that you and they Make Available to, on, or through the Services (“User Content”).

 

No Obligation to Pre-Screen Content. You acknowledge that StockLift has no obligation to pre-screen Content (including, but not limited to, User Content), although StockLift reserves the right in its sole discretion to pre-screen, refuse or remove any Content for any reason and at any time. By entering into the Agreement, you hereby provide your irrevocable consent to such monitoring. You acknowledge and agree that you have no expectation of privacy concerning the transmission of Your Content, including, without limitation, chat, text, image, video, or voice communications. In the event that StockLift pre-screens, refuses or removes any Content, you acknowledge that StockLift will do so for StockLift’s benefit, not yours. Without limiting the foregoing, StockLift shall have the right, without prior notice to you, to change, alter, or remove any Content, including Your Content, in whole or in part, that violates the Agreement or any applicable law or is otherwise objectionable. Further, StockLift reserves the right to investigate such violations, and StockLift may, at its sole discretion, immediately terminate your license to use the Services.

 

Storage. Unless expressly agreed to by StockLift in writing elsewhere, StockLift has no obligation to store any of Your Content that you Make Available on the Services. StockLift has no responsibility or liability for the deletion or accuracy of any Content, including Your Content; the failure to store, transmit or receive transmission of Content; or the security, privacy, storage, or transmission of other communications originating with or involving use of the Services. Certain Services may enable you to specify the level at which such Services restrict access to Your Content. You are solely responsible for applying the appropriate level of access to Your Content. If you do not choose, the system may default to its most permissive setting. You agree that StockLift retains the right to create reasonable limits on StockLift’s use and storage of the Content, including Your Content, such as limits on file size, storage space, processing capacity, and similar limits described on the Website and as otherwise determined by StockLift in its sole discretion.

Ownership

Services. Except with respect to Your Content and User Content, you agree that StockLift and its suppliers own all rights, title and interest in the Services (including but not limited to, any computer code, themes, objects, characters, character names, stories, dialogue, concepts, artwork, animations, sounds, musical compositions, audiovisual effects, methods of operation, moral rights, documentation, and StockLift software. You will not remove, alter or obscure any copyright, trademark, service mark or other proprietary rights notices incorporated in or accompanying any of the Services.

 

Trademarks and Patents. The StockLift logo displayed on the website and Application and all related graphics, logos, service marks and trade names used on or in connection with any Services or in connection with the Services (including the “Diversification Score”) are the trademarks of StockLift and may not be used without permission in connection with your, or any third-party, products or services. Other trademarks, service marks and trade names that may appear on or in the Services are the property of their respective owners. Any patents of products relating to the Services provided by StockLift to the Registered User are the patents of StockLift and the patents (or underlying inventions) may not be used without permission in connection with your, or any third-party, products or services.

 

Your Content. StockLift does not claim ownership of Your Content. However, when you as a Registered User post or publish Your Content on or in the Services, you represent that you own and/or have a royalty-free, perpetual, irrevocable, worldwide, non-exclusive right (including any moral rights) and license to use, license, reproduce, modify, collect, adapt, publish, translate, create derivative works from, distribute, derive revenue or other remuneration from, and communicate to the public, perform and display Your Content (in whole or in part) worldwide and/or to incorporate it in other works in any form, media or technology now known or later developed, for the full term of any worldwide intellectual property right that may exist in Your Content.

 

License to Your Content. Subject to any applicable account settings that you select on the Services, you grant StockLift a fully paid, royalty-free, perpetual, irrevocable, worldwide, royalty-free, non-exclusive and fully sublicensable right (including any moral rights) and license to use, license, distribute, reproduce, modify, aggregate, sell, prepare derivative works, adapt, publicly perform, and publicly display Your Content (in whole or in part) for the purposes of operating and providing the Services to you and to our other Registered Users. Please remember that other Registered Users may search for, see, use, modify and reproduce any of Your Content that you submit to any “public” area of the Services. You warrant that the holder of any worldwide intellectual property right, including moral rights, in Your Content, has completely and effectively waived all such rights and validly and irrevocably granted to you the right to grant the license stated above. You agree that you, not StockLift, are responsible for all of Your Content that you Make Available on or in the Services. Any Content posted by you in your profile, comments you make, or any other content you contribute on the Platform may not contain nudity, violence, calls to violence, sexually explicit, or offensive subject matter as determined by StockLift in its sole discretion. Further, StockLift reserves the right to remove any of Your Content from the Platform in its sole discretion without providing a justification. Though we strive to enforce the rules above, you may be exposed through the Site to Content that violates our policies or is otherwise offensive. You access the Site at your own risk. We may, but are not obligated to, remove Content from the Site for any reason, including if we determine or suspect that such Content violates these Terms of Use. You may not post or submit for print services a photograph of another person without that person’s permission.

 

Username. Notwithstanding anything contained herein to the contrary, by submitting Your Content to any chats, groups, comments, or any other area on the Services, you hereby expressly permit StockLift to identify you by your username (which may be a pseudonym) as the contributor of Your Content in any publication in any form, media or technology now known or later developed in connection with Your Content.

 

Feedback. You agree that submission of any ideas, suggestions, documents, and/or proposals to StockLift through its suggestion, feedback, wiki, forum, similar pages, or any other aspect of the Services (“Feedback”) is at your own risk and that StockLift has no obligations (including without limitation obligations of confidentiality) with respect to such Feedback. You represent and warrant that you have all rights necessary to submit the Feedback. You hereby grant to StockLift a fully paid, royalty-free, perpetual, irrevocable, worldwide, non-exclusive, and fully sublicensable right and license to use, reproduce, perform, display, distribute, adapt, modify, re-format, create derivative works of, and otherwise commercially or non-commercially exploit in any manner, any and all Feedback, and to sublicense the foregoing rights, in connection with the operation and maintenance of the Services and/or StockLift’s business.

User Conduct

As a condition of use, you agree not to use the Services for any purpose that is prohibited by this Agreement or by applicable law. You shall not (and shall not permit any third party) either (a) take any action or (b) Make Available any Content on or through the Services that: (i) infringes any patent, trademark, trade secret, copyright, right of publicity or other right of any person or entity; (ii) is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another’s privacy, tortious, obscene, offensive, or profane; (iii) constitutes unauthorized or unsolicited advertising, junk or bulk e-mail; (iv) impersonates any person or entity, including any employee or representative of StockLift; (v) interferes with or attempt to interfere with the proper functioning of the Services or uses the Services in any way not expressly permitted by this Agreement; or (vi) jeopardizes the security of your Account or Brokerage Account or anyone else’s Account or Brokerage Account (such as allowing someone else to log in to the Services as you); (vii) attempts, in any manner, to obtain the password, Account, or other security information from any other user; (viii) attempts to access another user’s Brokerage Account or other security information on any third-party site or services that provide access to such user’s Brokerage Account on our Services; or (x) attempts to engage in any potentially harmful acts that are directed against the Services, including but not limited to violating or attempting to violate any security features of the Services, using manual or automated software or other means to access, “scrape,” “crawl” or “spider” any pages contained in the Services, introducing viruses, worms, or similar harmful code into the Services, or interfering or attempting to interfere with use of the Services by any other user, host or network, including by means of overloading, “flooding,” “spamming,” “mail bombing,” or “crashing” the Services. IN ADDITION TO THE FOREGOING PROHIBITED USES, BY OPENING AN ACCOUNT, YOU CONFIRM THAT YOU WILL NOT USE YOUR ACCOUNT TO DO ANY OF THE FOLLOWING: (A) PROVIDE ANY INVESTMENT ADVICE, PORTFOLIO MANAGEMENT OR OTHER SERVICES OR ACTIVITIES IN RETURN FOR COMPENSATION (OR IN A MANNER INCONSISTENT WITH APPLICABLE LAW), OR MAKE ANY STATEMENTS AS TO YOUR ELIGIBILITY TO PROVIDE INVESTMENT ADVICE, PORTFOLIO MANAGEMENT OR ANY OTHER SERVICES OR ACTIVITIES, WHICH MAY REQUIRE A LICENSE, REGISTRATION OR NOTIFICATION IN YOUR STATE OF RESIDENCY OR IN THE RESIDENCY STATES OF OUR REGISTERED USERS; (B) MAKE ANY STATEMENTS THAT STOCKLIFT OR ITS AFFILIATES ENDORSE, MAINTAIN ANY CONTROL OR GUARANTEE THE ACCURACY OR COMPLETENESS OF ANY CONTENT PUBLISHED, POSTED OR SHARED BY YOU WITH OTHER USERS; (C) ENGAGE IN ANY ACTIVITY WHICH WOULD VIOLATE, OR ASSIST IN VIOLATION OF, ANY LAW, STATUTE, ORDINANCE, OR REGULATION, IN THE LOCATIONS WHERE STOCKLIFT CONDUCTS BUSINESS, OR WHICH WOULD INVOLVE PROCEEDS OF ANY UNLAWFUL ACTIVITY OR PUBLISH, DISTRIBUTE OR DISSEMINATE ANY UNLAWFUL MATERIAL OR INFORMATION; (D) DISCLOSE, BUY OR SELL ANY SECURITY, IN BREACH OF A FIDUCIARY DUTY OR OTHER RELATIONSHIP OF TRUST AND CONFIDENCE, WHILE IN POSSESSION OF MATERIAL, NONPUBLIC INFORMATION ABOUT THE SECURITY; OR (E) ENGAGE IN ANY ACTIVITY WHICH OPERATES TO DEFRAUD STOCKLIFT, REGISTERED USERS, OR ANY OTHER PERSON OR PROVIDE ANY FALSE, INACCURATE, OR MISLEADING INFORMATION TO STOCKLIFT OR REGISTERED USERS.

Interactions with Other Users

Registered Users. You are solely responsible for your interactions with other Registered Users and any other parties with whom you interact; provided, however, that StockLift reserves the right, but has no obligation, to intercede in such disputes. You agree that StockLift will not be responsible for any liability incurred as the result of such interactions.

 

Financial Advisors. The Financial Advisors listed on our Platform are not employees of StockLift. They are third party advisors who have contracted with StockLift to participate in our platform. StockLift may use information you provide to connect you with Financial Advisors based on your self-described preferences and Advisors’ self-described geographic locations, investable asset ranges, and topics of expertise or experience.

 

As stated elsewhere in these terms and conditions, StockLift does not provide investment or tax advice. StockLift has not conducted any review of the quality or nature of services provided by the Financial Advisors, and does not recommend, oversee, review, or endorse any Financial Advisor. StockLift does not take responsibility for, and does not approve, endorse, review, recommend or guarantee claims made, services, securities or strategies mentioned, offered or recommended by any Financial Advisor.

 

StockLift does not make any determination that any investment or strategy is suitable or appropriate for any specific person or purpose. We do not collect or review investment objectives, and we do not review, recommend, or determine the suitability of, or provide advice regarding any investment or investment strategy. If you follow any investment or investment strategy, you and your Financial Advisor must determine whether the investment or investment strategy is suitable for you.

 

You will not be obligated to hire or use the services of any Financial Advisor you are matched with. Whether to work with any Financial Advisor or not is your decision. If you engage the services of a Financial Advisor, you will be a client of the Financial Advisor and not of StockLift. StockLift will not be involved in the Financial Advisor’s services to you and we will not receive any of your financial information.

 

StockLift will receive a flat fee from the Financial Advisor(s) for providing your information, which is not dependent on the Financial Advisor you select, or whether you engage the services for any Financial Advisor. StockLift does not solicit clients on behalf of any Financial Advisor and does not endorse any Financial Advisor or their investment strategies.

 

See our Privacy Policy for more information about how we may share personal information with third parties.

 

Investing involves risks, including possible loss of all amounts invested. StockLift does not assess risks. You should discuss the risks of investing with your Advisor.

Fees and Payment Terms

The following terms as they relate to fees and payments apply to any and all subscriptions that the Registered User has with StockLift.

 

Billing Cycle. The subscription fee for StockLift services and any other charges you may incur in connection with your use of the service, such as taxes and possible transaction fees, will be charged to your Payment Method on the specific payment date indicated on the "Profile" page. The length of your billing cycle will depend on the type of subscription that you choose when you signed up for the service. Subscription fees are fully earned upon payment. In some cases your payment date may change, for example if your Payment Method has not successfully settled, when you change your subscription plan or if your paid membership began on a day not contained in a given month. We may authorize your Payment Method in anticipation of membership or service-related charges through various methods, including authorizing it up to approximately one month of service as soon as you register. If you signed up for StockLift using your account with a third party as a Payment Method, you can find the billing information about your StockLift subscription by visiting your account with the applicable third party.

 

Payment Methods. To use the StockLift subscription service you must provide one or more Payment Methods. You authorize us to charge any Payment Method associated to your account in case your primary Payment Method is declined or no longer available to us for payment of your subscription fee. You remain responsible for any uncollected amounts. If a payment is not successfully settled, due to expiration, insufficient funds, or otherwise, and you do not cancel your account, we may suspend your access to the service until we have successfully charged a valid Payment Method. For some Payment Methods, the issuer may charge you certain fees, such as foreign transaction fees or other fees relating to the processing of your Payment Method. Check with your Payment Method service provider for details.

 

Updating your Payment Methods. You can update your Payment Methods by going to the "Profile" page. We may also update your Payment Methods using information provided by the payment service providers. Following any update, you authorize us to continue to charge the applicable Payment Method(s).

 

Cancellation. You can cancel your StockLift subscription at any time, and you will continue to have access to the StockLift subscription service through the end of your billing period. To cancel, go to the "Profile" page and follow the instructions for cancellation. If you cancel your subscription, your account will automatically close at the end of your current billing period. If you signed up for StockLift using your account with a third party as a Payment Method and wish to cancel your StockLift subscription, you may need to do so through that third party, for example by visiting your account with the applicable third party and turning off auto-renew, or unsubscribing from the StockLift subscription service through that third party.

 

Changes to the Price and Subscription Plans. We reserve the right to change our subscription plans or adjust pricing for our service or any components thereof in any manner and at any time as we may determine in our sole and absolute discretion. Except as otherwise expressly provided for in these Terms and Conditions, any price changes or changes to your subscription plan will take effect following notice to you.

 

No Refunds. Payments are nonrefundable and there are no refunds or credits for partially used membership periods. Following any cancellation, however, you will continue to have access to the service through the end of your current billing period. At any time, and for any reason, we may provide a refund, discount, or other consideration to some or all of our members ("credits"). The amount and form of such credits, and the decision to provide them, are at our sole and absolute discretion. The provision of credits in one instance does not entitle you to credits in the future for similar instances, nor does it obligate us to provide credits in the future, under any circumstance.

 

Automatic Renewal. Your Monthly Subscription will continue indefinitely until terminated in accordance with the Agreement. After your initial subscription period, and again after any subsequent subscription period, your subscription will automatically commence on the first day following the end of such period (each a “Renewal Commencement Date”) and continue for an additional equivalent period, at StockLift’s then-current price for such subscription. You agree that your Account will be subject to this automatic renewal feature unless you cancel your subscription at least thirty (30) days prior to the Renewal Commencement Date (or in the event that you receive a notice from StockLift that your subscription will be automatically renewed, you will have thirty (30) days from the date of the StockLift notice), by logging into and canceling your subscription in your “Profile” page. If you do not wish your Account to renew automatically, or if you want to change or terminate your subscription, please contact StockLift at info@stocklift.co or log in and cancel your subscription on your “Profile” page. If you cancel your subscription, you may use your subscription until the end of your then-current subscription term; your subscription will not be renewed after your then-current term expires. However, you will not be eligible for a prorated refund of any portion of the subscription fee paid for the then-current subscription period. By subscribing, you authorize StockLift to charge your Payment Provider now, and again at the beginning of any subsequent subscription period.

 

Upon renewal of your subscription, if StockLift does not receive payment from your Payment Provider, (a) you agree to pay all amounts due on your Account upon demand and/or (b) you agree that StockLift may either terminate or suspend your subscription and continue to attempt to charge your Payment Provider until payment is received (upon receipt of payment, your Account will be activated and for purposes of automatic renewal, your new subscription commitment period will begin as of the day payment was received).

 

Billing disputes. You must notify us in writing within seven (7) days after receiving your credit card statement, if you dispute any of our charges on that statement or such dispute will be deemed waived. Billing disputes should be notified to the following address: info@stocklift.co

Indemnification

You agree to indemnify and hold StockLift, its parents, subsidiaries, affiliates, officers, employees, agents, partners, suppliers, and licensors (each, a “StockLift Party” and collectively, the “StockLift Parties”) harmless from any losses, costs, liabilities and expenses (including reasonable attorneys’ fees) relating to or arising out of any and all of the following: (a) Your Content; (b) your use of, or inability to use, any aspect of the Services; (c) your violation of the Agreement; (d) your violation of any rights of another party, including any Registered Users; (e) your violation of any applicable laws, rules or regulations; or (f) investment advising services rendered to Registered Users by registered financial advisors through StockLift or subsequent to connecting through StockLift. StockLift reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with StockLift in asserting any available defenses. This provision does not require you to indemnify any of the StockLift Parties for any unconscionable commercial practice by such party or for such party’s fraud, deception, false promise, misrepresentation or concealment, or suppression or omission of any material fact in connection with the Website or any Services provided hereunder. You agree that the provisions in this section will survive any termination of your Account, the Agreement and/or your access to the Services.

Assumption of Risk

You accept and acknowledge that you take full responsibility for all activities that occur under your Brokerage Account and accept all risks of loss or any authorized or unauthorized access to your Brokerage Account, to the maximum extent permitted by law. You further accept and acknowledge that:

 

NEITHER STOCKLIFT NOR THE SERVICES IS INTENDED TO PROVIDE LEGAL, TAX, INVESTMENT OR FINANCIAL ADVICE. STOCKLIFT IS NOT (A) A REGISTERED EXCHANGE UNDER THE SECURITIES EXCHANGE ACT OF 1934, (B) A REGISTERED INVESTMENT ADVISER UNDER THE INVESTMENT ADVISERS ACT OF 1940, (C) A REGISTERED BROKER-DEALER UNDER THE SECURITIES EXCHANGE ACT IF 1934 OR (D) A FINANCIAL OR TAX PLANNER, AND DOES NOT OFFER LEGAL ADVICE TO ANY USER OF THE SERVICES. ALTHOUGH THE SERVICES MAY PROVIDE DATA, INFORMATION, OR CONTENT RELATING TO INVESTMENT STRATEGIES AND/OR COMMUNICATIONS FACILITIES USED TO HELP FACILITATE THE SALE OF SECURITIES, YOU SHOULD NOT CONSTRUE ANY SUCH CONTENT AS TAX, LEGAL, FINANCIAL, OR INVESTMENT ADVICE.

 

YOU (A) HAVE THE NECESSARY TECHNICAL EXPERTISE AND ABILITY TO REVIEW AND EVALUATE THE SECURITY, INTEGRITY AND OPERATION OF YOUR BROKERAGE ACCOUNT; (B) HAVE THE KNOWLEDGE, EXPERIENCE, UNDERSTANDING, PROFESSIONAL ADVICE AND INFORMATION TO MAKE YOUR OWN EVALUATION OF THE MERITS, RISKS AND APPLICABLE COMPLIANCE REQUIREMENTS UNDER APPLICABLE LAWS OF ANY USE OF YOUR BROKERAGE ACCOUNT; (C) KNOW, UNDERSTAND AND ACCEPT THE RISKS ASSOCIATED WITH YOUR BROKERAGE ACCOUNT; AND (D) ACCEPT THE RISKS ASSOCIATED WITH INVESTING AND TRADING GENERALLY, AND ARE RESPONSIBLE FOR CONDUCTING YOUR OWN INDEPENDENT ANALYSIS OF THE RISKS SPECIFIC TO EACH INVESTMENT OR TRADE OPPORTUNITY. YOU FURTHER AGREE THAT STOCKLIFT WILL HAVE NO RESPONSIBILITY OR LIABILITY FOR, SUCH RISKS. YOU HEREBY IRREVOCABLY WAIVE, RELEASE AND DISCHARGE ALL CLAIMS, WHETHER KNOWN OR UNKNOWN TO YOU, AGAINST THE STOCKLIFT PARTIES RELATED TO ANY OF THE RISKS SET FORTH HEREIN. THE FOREGOING RELEASE DOES NOT APPLY TO ANY CLAIMS, DEMANDS, OR ANY LOSSES, DAMAGES, RIGHTS AND ACTIONS OF ANY KIND, INCLUDING PERSONAL INJURIES, DEATH OR PROPERTY DAMAGE FOR ANY UNCONSCIONABLE COMMERCIAL PRACTICE BY A STOCKLIFT PARTY OR FOR SUCH PARTY’S FRAUD, DECEPTION, FALSE, PROMISE, MISREPRESENTATION OR CONCEALMENT, SUPPRESSION OR OMISSION OF ANY MATERIAL FACT IN CONNECTION WITH THE WEBSITE OR ANY SERVICES PROVIDED HEREUNDER.

 

TO THE FULLEST EXTENT PERMITTED BY LAW, STOCKLIFT DOES NOT MAKE ANY REPRESENTATIONS, WARRANTIES OR OTHER GUARANTEES AS TO (1) THE ACCURACY OR TIMELINESS OF ANY PRICE QUOTES; (2) THE ACCURACY, TIMELINESS, COMPLETENESS OR USEFULNESS OF ANY CONTENT MADE AVAILABLE ON THE SERVICES; OR (3) THE PRESENT OR FUTURE VALUE OR SUITABILITY OF ANY SALE, TRADE OR OTHER TRANSACTION INVOLVING ANY PARTICULAR SECURITY OR ANY OTHER INVESTMENT. ANY AND ALL CONTENT PROVIDED TO YOU IS EXCLUSIVELY FOR INFORMATIONAL, PERSONAL AND NONCOMMERCIAL ACCESS AND USE. YOU AGREE THAT ANY RELIANCE BY YOU ON ANY PRICE QUOTES, CONTENT OR USE OF THE SERVICES IS AT YOUR OWN RISK. YOU ASSUME ALL RISKS IN TRADES AND TRANSACTIONS MADE VIA THE SERVICES.

 

STOCKLIFT’S SOCIAL COMMUNICATION AND PORTFOLIO TRACKING FEATURES ARE PROVIDED BY STOCKLIFT SOLELY FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES AND DO NOT CONSTITUTE INVESTMENT ADVICE ON STOCKLIFT’S PART. THE STOCKLIFT PARTIES ARE NOT INVESTMENT OR FINANCIAL ADVISERS. IF YOU MAKE DECISIONS IN RELIANCE ON INFORMATION WHICH IS AVAILABLE ON THE PLATFORM OR AS A RESULT OF THE USE OF THE SERVICES, PORTFOLIO TRACKING TOOL, OR ANY SOCIAL FEATURE PROVIDED IN THE SERVICES, YOU DO SO AT YOUR OWN RISK, AND THE STOCKLIFT PARTIES WILL NOT BE LIABLE FOR ANY LOSSES THAT YOU MAY SUSTAIN. YOU SHOULD NOT MAKE ANY TRANSACTIONAL DECISION WITHOUT FIRST CONDUCTING YOUR OWN RESEARCH. YOU ARE SOLELY AND EXCLUSIVELY RESPONSIBLE FOR DETERMINING WHETHER ANY TRANSACTION, STRATEGY OR ANY OTHER PRODUCT OR SERVICE IS APPROPRIATE OR SUITABLE FOR YOU BASED ON YOUR OWN OBJECTIVES AND PERSONAL AND FINANCIAL SITUATION.

 

STOCKLIFT MAKES NO ATTEMPT TO CONFIRM, AND DOES NOT CONFIRM, ANY REGISTERED USER’S PURPORTED IDENTITY, WITH THE EXCEPTION OF REGISTERED FINANCIAL ADVISORS, WHOSE LICENSE AND PROFESSIONAL BACKGROUND SHALL BE SCREENED TO A REASONABLE DEGREE BY STOCKLIFT. NONETHELESS, YOU ARE SOLELY RESPONSIBLE FOR DETERMINING THE IDENTITY AND SUITABILITY OF OTHER REGISTERED USERS (INCLUDING REGISTERED FINANCIAL ADVISORS) WHOM YOU MAY CONTACT BY MEANS OF THE PLATFORM. WE MAKE NO REPRESENTATIONS, OFFER NO ASSURANCES, AND DO NOT INVESTIGATE ANY OF OUR REGISTERED USERS’ BACKGROUND, HISTORY, COURSE OF DEALING, LICENSES, MORALITY, OR CHARACTER (WITH THE EXCEPTION OF REGISTERED FINANCIAL ADVISORS, IN WHICH CASE LICENSES AND PROFESSIONAL BACKGROUND ARE SCREENED TO A REASONABLE DEGREE BY STOCKLIFT), AND YOU HEREBY ACKNOWLEDGE THAT YOU ASSUME THE RISK OF ANY ENCOUNTER OR INTERACTION WITH SUCH PERSONS AND COMPANIES. WHILE STOCKLIFT SCREENS REGISTERED FINANCIAL ADVISORS BEFORE ALLOWING THEM TO LIST ON THE PLATFORM, STOCKLIFT ASSUMES NO RESPONSIBILITY OR LIABILITY FOR INVESTMENT ADVICE GIVEN BY THE REGISTERED FINANCIAL ADVISORS TO REGISTERED USERS EITHER ON THE PLATFORM OR OUTSIDE OF THE PLATFORM.

 

STOCKLIFT ALLOWS ITS USERS TO SHARE INFORMATION ABOUT THEIR INVESTMENT HOLDINGS WITH OTHER REGISTERED USERS. STOCKLIFT DOES NOT RECOMMEND OR ENDORSE THESE SHARED INVESTMENT HOLDINGS. YOU ARE FREE TO DISCLOSE OR NOT DISCLOSE TO OTHER REGISTERED USERS YOUR INVESTMENT HOLDINGS AND DO SO AT YOUR OWN DISCRETION AND RISK.

Disclaimer of Warranties and Conditions

As Is. YOU EXPRESSLY UNDERSTAND AND AGREE THAT TO THE EXTENT PERMITTED BY APPLICABLE LAW, YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK, AND THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITH ALL FAULTS. STOCKLIFT PARTIES EXPRESSLY DISCLAIM ALL WARRANTIES, REPRESENTATIONS, AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT ARISING FROM USE OF THE WEBSITE OR PLATFORM.

 

STOCKLIFT PARTIES MAKE NO, AND HEREBY DISCLAIM ALL, REPRESENTATIONS, WARRANTIES, CLAIMS, AND ASSURANCES AS TO ANY INVESTMENT OR TRANSACTION. WE DO NOT ENDORSE ANY REGISTERED USERS, REGISTERED FINANCIAL ADVISORS, OR INVESTMENTS. TO THE FULLEST EXTENT PERMITTED BY LAW, STOCKLIFT IS NOT RESPONSIBLE FOR AND DISCLAIMS ANY AND ALL LIABILITIES FOR REFERENCES TO OR INCLUSION OF SECURITIES WITHIN CONTENT. CONTENT MADE IN ASSOCIATION WITH ANY TRADE OR SECURITY DOES NOT REPRESENT A SOLICITATION OR RECOMMENDATION BY STOCKLIFT TO BUY OR SELL ANY SECURITY OR ADOPT ANY INVESTMENT STRATEGY.

 

STOCKLIFT PARTIES MAKE NO WARRANTY, REPRESENTATION OR CONDITION THAT: (1) THE SERVICES WILL MEET YOUR REQUIREMENTS; (2) YOUR USE OF THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; OR (3) THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE.

 

ANY CONTENT DOWNLOADED FROM OR OTHERWISE ACCESSED THROUGH THE SERVICES IS ACCESSED AT YOUR OWN RISK, AND YOU SHALL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR PROPERTY, INCLUDING, BUT NOT LIMITED TO, YOUR COMPUTER SYSTEM AND ANY DEVICE YOU USE TO ACCESS THE SERVICES, OR ANY OTHER LOSS THAT RESULTS FROM ACCESSING SUCH CONTENT.

 

THE SERVICES MAY BE SUBJECT TO DELAYS, CANCELLATIONS AND OTHER DISRUPTIONS. STOCKLIFT MAKES NO WARRANTY, REPRESENTATION OR CONDITION WITH RESPECT TO SERVICES, INCLUDING BUT NOT LIMITED TO, THE QUALITY, EFFECTIVENESS, REPUTATION AND OTHER CHARACTERISTICS OF SERVICES.

 

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED FROM STOCKLIFT OR THROUGH THE SERVICES WILL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.

 

No Liability for Conduct of Third Parties. YOU ACKNOWLEDGE AND AGREE THAT STOCKLIFT PARTIES ARE NOT LIABLE, AND YOU AGREE NOT TO SEEK TO HOLD STOCKLIFT PARTIES LIABLE, FOR THE CONDUCT OF THIRD PARTIES, INCLUDING OPERATORS OF EXTERNAL SITES, AND THAT THE RISK OF INJURY FROM SUCH THIRD PARTIES RESTS ENTIRELY WITH YOU. STOCKLIFT MAKES NO WARRANTY THAT THE INFORMATION, GOODS OR SERVICES PROVIDED BY THIRD PARTIES WILL MEET YOUR REQUIREMENTS OR BE AVAILABLE ON AN UNINTERRUPTED, SECURE, OR ERROR-FREE BASIS.

 

No Liability for Conduct of Other Users. YOU ARE SOLELY RESPONSIBLE FOR ALL OF YOUR COMMUNICATIONS AND INTERACTIONS WITH OTHER USERS OF THE SERVICES. STOCKLIFT IS NOT RESPONSIBLE FOR AND DOES NOT CONTROL USER CONTENT. YOU UNDERSTAND THAT STOCKLIFT DOES NOT MAKE ANY ATTEMPT TO VERIFY THE STATEMENTS OF USERS OF THE SERVICES AND THAT STOCKLIFT HAS NO OBLIGATION TO REVIEW OR MONITOR, AND DOES NOT APPROVE, ENDORSE OR MAKE ANY REPRESENTATIONS OR WARRANTIES WITH RESPECT TO, USER CONTENT. YOU USE ALL USER CONTENT AND INTERACT WITH OTHER REGISTERED USERS AT YOUR OWN RISK.

 

Third-Party Materials. As a part of the Services, you may have access to materials that are hosted by another party. You agree that it is impossible for StockLift to monitor such materials and that you access these materials at your own risk.

Limitation of Liability

Disclaimer of Certain Damages. YOU UNDERSTAND AND AGREE THAT, TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT SHALL STOCKLIFT PARTIES BE LIABLE FOR ANY LOSS OF PROFITS, REVENUE, SECURITY, OR DATA, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, OR DAMAGES OR COSTS DUE TO LOSS OF PRODUCTION OR USE, BUSINESS INTERRUPTION, OR PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, IN EACH CASE WHETHER OR NOT STOCKLIFT HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE AGREEMENT OR ANY COMMUNICATIONS, INTERACTIONS OR MEETINGS WITH OTHER USERS THE SERVICES, ON ANY THEORY OF LIABILITY, RESULTING FROM: (a) THE USE OR INABILITY TO USE THE SERVICES; (b) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED, OR MESSAGES RECEIVED FOR TRANSACTIONS ENTERED INTO, THROUGH THE SERVICES; (c) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (d) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICES; OR (e) ANY OTHER MATTER RELATED TO THE SERVICES, WHETHER BASED ON WARRANTY, COPYRIGHT, CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR ANY OTHER LEGAL THEORY. THE FOREGOING LIMITATION OF LIABILITY SHALL NOT APPLY TO LIABILITY OF A STOCKLIFT PARTY FOR (i) DEATH OR PERSONAL INJURY CAUSED BY A STOCKLIFT PARTY’S NEGLIGENCE; OR FOR (ii) ANY INJURY CAUSED BY A STOCKLIFT PARTY’S FRAUD OR FRAUDULENT MISREPRESENTATION.

 

Cap on Liability. TO THE FULLEST EXTENT PROVIDED BY LAW, STOCKLIFT PARTIES WILL NOT BE LIABLE TO YOU FOR MORE THAN THE GREATER OF (a) $100; OR (b) THE REMEDY OR PENALTY IMPOSED BY THE STATUTE UNDER WHICH SUCH CLAIM ARISES. THE FOREGOING CAP ON LIABILITY SHALL NOT APPLY TO LIABILITY OF A STOCKLIFT PARTY FOR (i) DEATH OR PERSONAL INJURY CAUSED BY A STOCKLIFT PARTY’S NEGLIGENCE; OR FOR (ii) ANY INJURY CAUSED BY A STOCKLIFT PARTY’S FRAUD OR FRAUDULENT MISREPRESENTATION.

 

User Content. EXCEPT FOR STOCKLIFT’S OBLIGATIONS TO PROTECT YOUR PERSONAL DATA AS SET FORTH IN THE STOCKLIFT’S PRIVACY POLICY, STOCKLIFT ASSUMES NO RESPONSIBILITY FOR THE TIMELINESS, DELETION, MIS-DELIVERY OR FAILURE TO STORE ANY CONTENT (INCLUDING, BUT NOT LIMITED TO, YOUR CONTENT AND USER CONTENT), USER COMMUNICATIONS OR PERSONALIZATION SETTINGS.

 

Exclusion of Damages. CERTAIN JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

 

Basis of the Bargain. THE LIMITATIONS OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN STOCKLIFT AND YOU.

Monitoring and Enforcement

StockLift reserves the right (but has no obligation) to: (a) remove or refuse to post any of Your Content for any or no reason in our sole discretion; (b) take any action with respect to any of Your Content that we deem necessary or appropriate in our sole discretion, including if we believe that such Content violates this Agreement, infringes any intellectual property right or other right of any person or entity, threatens the personal safety of users of the Services or the public, or could create liability for the StockLift; (c) disclose your identity or other information about you to any third party who claims that material posted by you violates their rights, including their intellectual property rights or their right to privacy; (d) take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the Services; and/or (e) terminate or suspend your access to all or part of the Services for any or no reason, including without limitation, any violation of this Agreement.

 

If StockLift becomes aware of any possible violations by you of the Agreement, StockLift reserves the right to investigate such violations. If, as a result of the investigation, StockLift believes that criminal activity has occurred, StockLift reserves the right to refer the matter to, and to cooperate with, any and all applicable legal authorities. StockLift is entitled, except to the extent prohibited by applicable law, to disclose any information or materials on or in the Services, including Your Content, in StockLift’s possession in connection with your use of the Services, to (i) comply with applicable laws, legal process or governmental request; (ii) enforce the Agreement, (iii) respond to any claims that Your Content violates the rights of third parties, (iv) respond to your requests for customer service, or (v) protect the rights, property or personal safety of StockLift, its Registered Users or the public, and all enforcement or other government officials, as StockLift in its sole discretion believes to be necessary or appropriate.

Term and Termination

Term. The Agreement commences on the date when you accept them (as described in the preamble above) and remain in full force and effect while you use the Services, unless terminated earlier in accordance with the Agreement. Termination under this Section 13 will be subject to the termination provisions related to fees and payment terms found in the Fees and Payment Terms.

 

Prior Use. Notwithstanding the foregoing, you hereby acknowledge and agree that the Agreement commenced on the earlier to occur of (a) the date you first used the Services or (b) the date you accepted the Agreement, and will remain in full force and effect while you use any of the Services, unless earlier terminated in accordance with the Agreement.

 

Termination of Services by StockLift. StockLift is free to terminate (or suspend access to) your use of the Services for any reason in our discretion, including your breach of this Agreement. StockLift has the sole right to decide whether you are in violation of any of the restrictions set forth in this Agreement. If we suspend your use of the Services, you may continue to access your Brokerage Account directly or through other services not hosted by us. StockLift will not have any liability whatsoever to you for any suspension or termination. You forfeit the recovery of any fees paid over the term of the subscription contract if services are terminated by StockLift.

 

Termination of Services by You. If you want to terminate the Services provided by StockLift, you may do so by (a) notifying StockLift at any time and (b) closing your Account for all of the Services that you use. Your notice should be sent, in writing, to StockLift’s address set forth below.

 

Effect of Termination. Termination of any Service includes removal of access to such Service and barring of further use of the Service. Termination of all Services also includes deletion of your password and all related information, files and Content associated with or inside your Account (or any part thereof), including Your Content. Upon termination of any Service, your right to use such Service will automatically terminate immediately. You understand that any termination of Services may involve deletion of Your Content associated therewith from our live databases. StockLift will not have any liability whatsoever to you for any suspension or termination, including for deletion of Your Content. All provisions of the Agreement which by their nature should survive, shall survive termination of Services, including without limitation, ownership provisions, warranty disclaimers, and limitation of liability.

 

No Subsequent Registration. If your registration(s) with, or ability to access, the Services, is discontinued by StockLift due to your violation of any portion of the Agreement or for conduct otherwise inappropriate for the community, then you agree that you shall not attempt to re-register with or access the Services through use of a different member name or otherwise, and you acknowledge that you will not be entitled to receive a refund for fees related to those Services to which your access has been terminated. In the event that you violate the immediately preceding sentence, StockLift reserves the right, in its sole discretion, to immediately take any or all of the actions set forth herein without any notice or warning to you.

International Users

The Services can be accessed from countries around the world and may contain references to Services and Content that are not available in your country. These references do not imply that StockLift intends to announce such Services or Content in your country. The Services are controlled and offered by StockLift from its facilities in the United States of America. StockLift makes no representations that the Services are appropriate or available for use in other locations. Those who access or use the Services from other countries do so at their own volition and are responsible for compliance with local law.

Dispute Resolution

Please read the following arbitration agreement in this section (“Arbitration Agreement”) carefully. It requires users to arbitrate disputes with StockLift and limits the manner in which you can seek relief from us.

 

Applicability of Arbitration Agreement. You agree that any dispute, claim, or request for relief relating in any way to your access or use of the Platform, to any products sold or distributed through the Platform, or to any aspect of your relationship with StockLift, will be resolved by binding arbitration, rather than in court, except that (a) you may assert claims or seek relief in small claims court if your claims qualify; and (b) you or StockLift may seek equitable relief in court for infringement or other misuse of intellectual property rights (such as trademarks, trade dress, domain names, trade secrets, copyrights, and patents). This Arbitration Agreement shall apply, without limitation, to all disputes or claims and requests for relief that arose or were asserted before the effective date of this Agreement or any prior version of this Agreement.

 

Arbitration Rules and Forum. The Federal Arbitration Act governs the interpretation and enforcement of this Arbitration Agreement. To begin an arbitration proceeding, you must send a letter requesting arbitration and describing your dispute or claim or request for relief to our registered agent Legalinc Corporate Services Inc., 651 N Broad Street, Suite 206, Middletown, DE 19709. The arbitration will be conducted by JAMS, an established alternative dispute resolution provider. Disputes involving claims, counterclaims, or request for relief under $250,000, not inclusive of attorneys’ fees and interest, shall be subject to JAMS’s most current version of the Streamlined Arbitration Rules and procedures available at http://www.jamsadr.com/rules-streamlined-arbitration/; all other disputes shall be subject to JAMS’s most current version of the Comprehensive Arbitration Rules and Procedures, available at http://www.jamsadr.com/rules-comprehensive-arbitration/. JAMS’s rules are also available at www.jamsadr.com or by calling JAMS at 800-352-5267. If JAMS is not available to arbitrate, StockLift will select an alternative arbitral forum. You may choose to have the arbitration conducted by telephone, based on written submissions, or in person in the country where you live or at another mutually agreed location. Any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.

 

Authority of Arbitrator. The arbitrator shall have exclusive authority to (a) determine the scope and enforceability of this Arbitration Agreement and (b) resolve any dispute related to the interpretation, applicability, enforceability or formation of this Arbitration Agreement including, but not limited to, any assertion that all or any part of this Arbitration Agreement is void or voidable. The arbitration will decide the rights and liabilities, if any, of you and StockLift. The arbitration proceeding will not be consolidated with any other matters or joined with any other cases or parties. The arbitrator shall have the authority to grant motions dispositive of all or part of any claim. The arbitrator shall have the authority to award monetary damages and to grant any non-monetary remedy or relief available to an individual under applicable law, the arbitral forum’s rules, and the Agreement (including the Arbitration Agreement). The arbitrator shall issue a written award and statement of decision describing the essential findings and conclusions on which the award is based, including the calculation of any damages awarded. The arbitrator has the same authority to award relief on an individual basis that a judge in a court of law would have. The award of the arbitrator is final and binding upon you and us.

 

Waiver of Jury Trial. YOU AND STOCKLIFT HEREBY WAIVE ANY CONSTITUTIONAL AND STATUTORY RIGHTS TO SUE IN COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY. You and StockLift are instead electing that all disputes, claims, or requests for relief shall be resolved by arbitration under this Arbitration Agreement, except as specified in Section 15.1 (Applicability of Arbitration Agreement) above. An arbitrator can award on an individual basis the same damages and relief as a court and must follow this Agreement as a court would. However, there is no judge or jury in arbitration, and court review of an arbitration award is subject to very limited review.

 

Waiver of Class or Other Non-Individualized Relief. ALL DISPUTES, CLAIMS, AND REQUESTS FOR RELIEF WITHIN THE SCOPE OF THIS ARBITRATION AGREEMENT MUST BE ARBITRATED ON AN INDIVIDUAL BASIS AND NOT ON A CLASS OR COLLECTIVE BASIS, ONLY INDIVIDUAL RELIEF IS AVAILABLE, AND CLAIMS OF MORE THAN ONE CUSTOMER OR USER CANNOT BE ARBITRATED OR CONSOLIDATED WITH THOSE OF ANY OTHER CUSTOMER OR USER. If a decision is issued stating that applicable law precludes enforcement of any of this section’s limitations as to a given dispute, claim, or request for relief, then such aspect must be severed from the arbitration and brought into the State or Federal Courts located in the State of Delaware. All other disputes, claims, or requests for relief shall be arbitrated.

 

30-Day Right to Opt Out. You have the right to opt out of the provisions of this Arbitration Agreement by sending written notice of your decision to opt out to: info@stocklift.co, within thirty (30) days after first becoming subject to this Arbitration Agreement. Your notice must include your name and address, your StockLift username (if any), the email address you used to set up your StockLift account (if you have one), and an unequivocal statement that you want to opt out of this Arbitration Agreement. If you opt out of this Arbitration Agreement, all other parts of this Agreement will continue to apply to you. Opting out of this Arbitration Agreement has no effect on any other arbitration agreements that you may currently have, or may enter in the future, with us.

 

Severability. Except as provided in Section 15.5 (Waiver of Class or Other Non-Individualized Relief), if any part or parts of this Arbitration Agreement are found under the law to be invalid or unenforceable, then such specific part or parts shall be of no force and effect and shall be severed and the remainder of the Arbitration Agreement shall continue in full force and effect. Survival of Agreement. This Arbitration Agreement will survive the termination of your relationship with StockLift.

 

Modification. Notwithstanding any provision in this Agreement to the contrary, we agree that if StockLift makes any future material change to this Arbitration Agreement, you may reject that change within thirty (30) days of such change becoming effective by writing StockLift at the following address: 651 N. Broad St. Suite 206, Middletown, DE 19709.

Third Party Services

Third-Party Websites, Applications and Ads. The Services may contain links to third-party websites, applications, and advertisements for third parties (“Third-Party Services”) or may, in some cases, integrate them with our Services. When you click on a link to or access or use a Third-Party Service, we will not warn you that you have left the Services and are subject to the terms and conditions (including privacy policies) of another website or destination. Such Third-Party Services are not under the control of StockLift. StockLift is not responsible for any Third-Party Services. StockLift provides these Third-Party Services only as a convenience and does not review, approve, monitor, endorse, warrant, or make any representations with respect to Third-Party Services, or any product or service provided in connection therewith. You use all links in Third-Party Services at your own risk. When you leave our Services, this Agreement and our policies no longer govern. You should review applicable terms and policies, including privacy and data gathering practices, of any Third-Party Services, and make whatever investigation you feel necessary or appropriate before proceeding with any transaction with any third party.

 

App Stores. You acknowledge and agree that the availability of the Services is dependent on the third party from whom you received the Application license, e.g., the Apple App Store or Google Play (each, an “App Store”). You acknowledge that the Agreement is between you and StockLift and not with the App Store. StockLift, not the App Store, is solely responsible for the Services, including the Application, the content thereof, maintenance, support services, and warranty therefor, and addressing any claims relating thereto (e.g., product liability, legal compliance or intellectual property infringement). In order to use the Application, you must have access to a wireless network, and you agree to pay all fees associated with such access. You also agree to pay all fees (if any) charged by the App Store in connection with the Services, including the Application. You agree to comply with, and your license to use the Application is conditioned upon your compliance with all terms of agreement imposed by the applicable App Store when using any aspect of the Services, including the Application. You acknowledge that the App Store (and its subsidiaries) are third-party beneficiaries of the Agreement and will have the right to enforce it.

 

Accessing and Downloading the Application from the Apple App Store. The following applies to any App Store Sourced Application accessed through or downloaded from the Apple App Store:

 

• You acknowledge and agree that (i) the Agreement is concluded between you and StockLift only, and not Apple, and (ii) StockLift, not Apple, is solely responsible for the App Store Sourced Application and content thereof. Your use of the App Store Sourced Application must comply with the App Store Terms of Service. You acknowledge that Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the App Store Sourced Application.

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• In the event of any failure of the App Store Sourced Application to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the App Store Sourced Application to you and to the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the App Store Sourced Application. As between StockLift and Apple, any other claims, losses, liabilities, damages, costs or expenses attributable to any failure to conform to any warranty will be the sole responsibility of StockLift.

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• You and StockLift acknowledge that, as between StockLift and Apple, Apple is not responsible for addressing any claims you have or any claims of any third party relating to the App Store Sourced Application or your possession and use of the App Store Sourced Application, including, but not limited to: (i) product liability claims; (ii) any claim that the App Store Sourced Application fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection or similar legislation.

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• You and StockLift acknowledge that, in the event of any third-party claim that the App Store Sourced Application or your possession and use of that App Store Sourced Application infringes that third party’s intellectual property rights, as between StockLift and Apple, StockLift, not Apple, will be solely responsible for the investigation, defense, settlement and discharge of any such intellectual property infringement claim to the extent required by the Agreement.

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• You and StockLift acknowledge and agree that Apple, and Apple’s subsidiaries, are third-party beneficiaries of the Agreement as related to your license of the App Store Sourced Application, and that, upon your acceptance of the terms and conditions of the Agreement, Apple will have the right (and will be deemed to have accepted the right) to enforce the Agreement as related to your license of the App Store Sourced Application against you as a third-party beneficiary thereof.

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Without limiting any other terms of the Agreement, you must comply with all applicable third-party terms of agreement when using the App Store Sourced Application.

General Provisions

Electronic Communications. The communications between you and StockLift may take place via electronic means, whether you visit the Services or send StockLift emails, or whether StockLift posts notices on the Services or communicates with you via email. For contractual purposes, you (a) consent to receive communications from StockLift in an electronic form; and (b) agree that all terms and conditions, agreements, notices, disclosures, and other communications that StockLift provides to you electronically satisfy any legal requirement that such communications would satisfy if it were to be in writing. The foregoing does not affect your statutory rights, including but not limited to the Electronic Signatures in Global and National Commerce Act at 15 U.S.C. §7001 et seq. (“E-Sign”).

 

Assignment. The Agreement, and your rights and obligations hereunder, may not be assigned, subcontracted, delegated or otherwise transferred by you without StockLift’s prior written consent, and any attempted assignment, subcontract, delegation, or transfer in violation of the foregoing will be null and void.

 

Force Majeure. StockLift shall not be liable for any delay or failure to perform resulting from causes outside its reasonable control, including, but not limited to, acts of God, war, terrorism, riots, embargos, acts of civil or military authorities, fire, floods, accidents, strikes or shortages of transportation facilities, fuel, energy, labor or materials.

 

Questions, Complaints, Claims. If you have any questions, complaints or claims with respect to the Services, please contact us at: info@stocklift.co. We will do our best to address your concerns. If you feel that your concerns have been addressed incompletely, we invite you to let us know for further investigation.

 

Exclusive Venue. To the extent the parties are permitted under this Agreement to initiate litigation in a court, both you and StockLift agree that all claims and disputes that are not subject to arbitration per these Terms of Use arising out of or relating to the Agreement will be litigated exclusively in the state courts located in the State of Delaware or the federal courts located in the State of Delaware.

 

Governing Law. THE TERMS AND ANY ACTION RELATED THERETO WILL BE GOVERNED AND INTERPRETED BY AND UNDER THE LAWS OF THE STATE OF DELAWARE, CONSISTENT WITH THE FEDERAL ARBITRATION ACT, WITHOUT GIVING EFFECT TO ANY PRINCIPLES THAT PROVIDE FOR THE APPLICATION OF THE LAW OF ANOTHER JURISDICTION. THE UNITED NATIONS CONVENTION ON CONTRACTS FOR THE INTERNATIONAL SALE OF GOODS DOES NOT APPLY TO THE AGREEMENT.

 

Notice. You must give notice to StockLift at the following address: 651 N. Broad St. Suite 206, Middletown, DE 19709. Such notice shall be deemed given when received by StockLift by letter delivered by nationally recognized overnight delivery service or first-class postage prepaid mail at the above address.

 

Waiver. Any waiver or failure to enforce any provision of the Agreement on one occasion will not be deemed a waiver of any other provision or of such provision on any other occasion.

 

Severability. If any portion of this Agreement is held invalid or unenforceable, that portion shall be construed in a manner to reflect, as nearly as possible, the original intention of the parties, and the remaining portions shall remain in full force and effect.

 

Export Control. You may not use, export, import, or transfer any aspect of the Services except as authorized by U.S. law, the laws of the jurisdiction in which you obtained or accessed the Services, and any other applicable laws. In particular, but without limitation, the Services may not be exported or re-exported (a) into any United States embargoed countries, or (b) to anyone on the U.S. Treasury Department’s list of Specially Designated Nationals or the U.S. Department of Commerce’s Denied Person’s List or Entity List. By accessing or using the Services, you represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties. You also will not use Services for any purpose prohibited by U.S. law, including the development, design, manufacture or production of missiles, nuclear, chemical or biological weapons. You acknowledge and agree that products, services or technology provided by StockLift are subject to the export control laws and regulations of the United States. You shall comply with these laws and regulations and shall not, without prior U.S. government authorization, export, re-export, or transfer StockLift products, services or technology, either directly or indirectly, to any country in violation of such laws and regulations.

 

Consumer Complaints. You may report complaints to the Connecticut Department of Consumer Protection by contacting them in writing at 450 Columbus Boulevard, Suite 901 Hartford, Connecticut 06103-1840, as well as to your state of residence depending on applicable law.

 

Entire Agreement. The Agreement is the final, complete and exclusive agreement of the parties with respect to the subject matter hereof and supersedes and merges all prior discussions between the parties with respect to such subject matter.